Personal Finances Downloads
1. List of All Loans and Mortgages
Having this information readily available is not only important in an emergency, but it will also be very helpful when applying for a mortgage or other loan and is essential to settle your estate after your death.
Having this information readily available is not only important in an emergency, but it will also be very helpful when applying for a mortgage or other loan and is essential to settle your estate after your death.
Choose who has access to your loan and mortgage information and what you want them to do under certain circumstances.
Aside from emergency circumstances, maintaining an updated list of all your credit cards comes in handy if they are lost or stolen and you need immediate access to the account numbers, toll free numbers, etc. to report them as stolen. This information is necessary to settle your estate as well.
Choose who has access to your credit card account information and what you want them to do under certain circumstances.
Having this information readily available is not only important in an emergency, but it will also be essential to settle your estate after your death.
Choose who has access to your banking information and what you want them to do under certain circumstances.
Having this information readily available is not only important in an emergency, but it will also be essential to settle your estate after your death.
Choose who has access to your investment account information and what you want them to do under certain circumstances.
Keep a list of those who owe you money, limited partnership or similar investment interests, all real estate owned, valuable collectibles like coin, stamp or other collections, art work, books, etc. as this information will be needed to settle your estate. If you fail to identify valuable collectibles, they could be sold for next to nothing at a yard or estate sale or even worse, thrown out after your death.
When you die, those you leave behind will need this information so they can apply for any benefits that are due and immediately cancel all other policies.
Although none of the above tools are legal documents, it’s possible that someone may ask you to include a notary with one of the completed forms for their records. Just print out the notary form, attach it to the completed but unsigned Living Smart form and take to a notary for you both to sign.
